First home buyers in Melbourne
Melbourne buyers can pay no stamp duty up to $600,000, claim $10,000 on a new home and use a 5% deposit under the $950,000 cap.
What you could get
- $10,000 First Home Owner Grant on new homes valued up to $750,000.
- No stamp duty up to $600,000, and reduced duty to $750,000.
- Vacant land to build on: the same $600,000 and $750,000 thresholds.
- 5% Deposit Scheme up to $950,000 in Melbourne and Geelong, and $650,000 elsewhere.
Between $600,000 and $750,000, Victorian duty rises quickly: about $11,357 at $650,000 and $24,713 at $700,000. Building on a block can reduce the value that duty applies to. Search on realestate.com.au and Domain, or ask us about house and land.
Checked 4 November 2026. Official sources: SRO Victoria grant · SRO Victoria duty exemption · firsthomebuyers.gov.au. Rules change, so confirm before you sign.
How we help you build
We work as your project manager from first meeting to keys. You don't pay us, because the builder does.
First meeting
We go through your income, savings, goals and where you want to live.
Finance
We connect you with a bank or mortgage broker and get your borrowing limit confirmed.
Land options
We shortlist blocks that fit your budget and location.
House analysis
We compare designs and builder inclusions, so you can see what each price includes.
Contracts and grants
We help you line up the paperwork, grant and duty applications.
Build to keys
We stay your point of contact as your project manager until handover.